The primary mission is to decentralize finance.

TheStandard has been built to enable anyone to borrow without interest or trusting an authority. By enabling the borrowers to trade and earn a yield with their locked collateral, we remove the barriers to financial freedom.

Read the whitepaper

Tokenomics

Interest

110%

Collateral needed

Minting fee

collateral types

Our Main Mission Is To Democratize Finance - Cryptomatic X Webflow Template

Why TheStandard.io

TheStandard was the brainchild of Joshua Scigala but had many people contribute over the last 5 years in development.

"We shouldn't need to rely on centralized entities such as FTX, Celsius, or BlockFi, which, despite being regulated, engaged in speculation with user collateral under the guise of offering debt services and ultimately declared bankruptcy. This underscores the importance of building a standard that simply doesn't need or have access to user funds.
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MATH is the ultimate regulator. 2+2 will always equal 4! Smart contracts rather than trsted banks."
Joshua Scigala

Protocol Roadmap

Phase 1

Planning and research

Write whitepaper

Onboard Advisors

Gather Developers

Raise seed round

Informative Landing Page

Design Front End

Legalities and Compliance

Smart Contract R&D

Phase 2

Launching MVP

Build Community

Launch EUROs IBCO

Over-Collateralise EUROs

Create Partnerships

Launch 1st Smart Vault

Launch Smart Vault NFTs

Launch on DEX

Code Audit

DAO voting

Phase 3

Expansion

Collateral trading

Liquidation Pools

9 Collateral types

Launch USDs

USDs Smart Vaults

Collateral Yield Generation

Major Code Audit 2

Phase 4

World Domination

Self Redeeming Vaults

Cross-chain integration

White Label Front-End

Major Code Audit 4

User Flow

The values that drive everything we do

Open source

Free and Open source is the only way to ensure total security. Anybody can test the code that the DAO has created.
All code has been audited by professional code auditors (Cyfrin) and anyone can do the same because the code is all there to look at for anybody.

Decentralized

When Satoshi created Bitcoin, he didn't think, "Oh, let's create centralized stablecoins, where $1 in some fractionally reserved bank is equal to one token." He thought, "Let's decentralize money." We just make it stable.

Community-driven

The concept of a DAO is one of the most underrated aspects of crypto. The fact that a community of like-minded people can be invested in the success of a protocol by voting on its direction is stunning.

Transparency

All smart contracts can be read, audited, and even cloned. But we don't stop there, our front end and everything else is free and open source.

Innovation

TheStandard is innovating ideas like dynamic NFTs. Each Smart Vault is represented by an NFT that updates data from the blockchain about how much debt and collateral that vault has. Anyone can sell their debt and collateral as an NFT and the buyer gets to pay off the debt and remove the collateral.

Math as a regulator

Mathematics is the ultimate ruler. With maths, we can create rules that can not be broken. A smart contract can only follow the mathematical rules set out. No middlemen that can be corrupted are involved.

Meet the team

Old-school Bitcoiner cypherpunk cowboys. People who believe in transparency for the powerful, and privacy for the weak.

What our users say about us

“Ok, now we're talkin”

This is the borrowing protocol I have been waiting for. Zero percent interest loans on my portfolio without having to send someone else my crypto. I also love being able to trade my locked collateral. The other key for me using TheStandard.io is earning a yield on my collateral. This protocol is going to be massive. I'm long TST.

Min-Jun (민준)

Day trader

“The best crypto App”

"Before discovering TheStandard, I felt overwhelmed by the volatile world of crypto. TheStandard has been a game-changer for me. By staking my assets in the Yield Accounts, I've consistently earned fees from the protocol, providing me an income stream. It's not just about the earnings; it's the confidence and peace of mind I've gained, knowing my investments work for me in a secure, transparent ecosystem. Joining TheStandard community was the best decision, empowering me to take control of my financial future."

Jullian

Hairdresser

“WOW”

"Using TheStandard's Smart Vaults to mint EUROs against my crypto assets has revolutionized the way I approach my digital asset portfolio. The seamless process and the ability to trade locked collateral have significantly minimized my liquidation risks, allowing me to leverage market opportunities like never before. The platform's governance model also gives me a voice in its future, making me feel like a valued part of a pioneering community. If you're looking for a platform that offers security, flexibility, and community-driven innovation, TheStandard is where you need to be."

Jack

crypto since 2017

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